I love an all neutral outfit, especially in the winter. It always reminds me of snow. For this outfit, I started with the skirt. I wanted to make it pop so I decided to pair it with my cream sweater. Although a black top also would of made the skirt pop, the cream give the look a more effortless feel. To continue the neutral look, I added my light gray ankle boot. Gold always goes perfect with cream but to add a twist I chose my rose gold necklace. 

Old Navy Sweater | The Limited Skin | Target Boots | The Limited Necklace